12 May 2026
Finsolutia reduces credit portfolio due diligence from months to hours with AI solution developed by BI4ALL by Plexus
Lisbon, May 13th, 2026 – BI4ALL by Plexus, a specialist in Data Analytics and Artificial Intelligence solutions, in partnership with Finsolutia, has implemented an innovative Artificial Intelligence-based solution that transforms the credit portfolio analysis process, drastically reducing due diligence timeframes and increasing operational efficiency.
Founded in 2007, Finsolutia is a group specialising in the credit and real estate sector, with operations in Portugal and Spain and around 400 employees. The company has evolved into an integrated operation covering the entire mortgage value chain, operating across servicing for financial institutions, investment and technology through its own proprietary platform.
Within a complex operational context, Finsolutia manages large volumes of extensive and heterogeneous documentation associated with real estate lending, making analysis processes particularly demanding. Traditionally, the due diligence process for credit portfolios involved the manual review of thousands of documents, requiring the reading, interpretation and extraction of relevant data — a time-consuming, resource-intensive and error-prone process.
To address this challenge, BI4ALL by Plexus, in collaboration with Finsolutia, developed an intelligent automation solution that acts as a document reading and interpretation layer. The solution can identify relevant information in documents across different formats and languages, automating tasks such as classification, extraction and content summarisation. To achieve this, it leverages GenAI technologies, Large Language Models (LLMs), Natural Language Processing (NLP) and a multi-agent architecture capable of interpreting both textual and visual content.
The extracted information is automatically structured and validated, ensuring consistency and alignment with business requirements, while simultaneously maintaining the possibility of human intervention in exceptional cases.
Tomás Regojo, Senior Associate – Advisory & Business Development at Finsolutia, explains:
“The main advantages of this approach translate into gains in speed, quality and control, going beyond the simple reduction of costs. The solution enables us to manage peaks in business opportunities more efficiently, without the need to significantly increase team sizes.”
The implementation of this solution resulted in a significant transformation of the due diligence process. The analysis timeframe, which could previously extend to up to three months, has been reduced to approximately five hours, enabling an unprecedented acceleration in portfolio assessment.
Additionally, operational efficiency increased by more than 90%, driven by the automation of repetitive tasks and the reduction of manual intervention. Data quality and consistency were also significantly improved, reducing the risk of human error and strengthening the reliability of the information used in decision-making.
With this approach, Finsolutia is now able to analyse a greater volume of opportunities more quickly and efficiently, reinforcing its competitiveness in an increasingly demanding market.
“The partnership with Finsolutia is yet another example of how applying Artificial Intelligence to critical processes can generate significant gains in efficiency, quality and decision-making
capability. This project clearly demonstrates the transformative impact of technology when aligned with real business needs,” says Andro Moreira, Partner at BI4ALL by Plexus.
Through this initiative, Finsolutia reinforces its strategic commitment to innovation and technology, consolidating its capacity for sustainable growth and agile responsiveness to new investment opportunities.